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poverty penalty
The poverty penalty describes the phenomenon that poor people tend to pay more to eat, buy, and borrow than the rich. The term became widely known through a 2005 book by C. K. Prahalad, ''The Fortune at the Bottom of the Pyramid''.
An earlier exploration of this was a 1960s sociology study published as ''The Poor Pay More'' which examined the ways in which retail patterns and a lack of consumer options allowed marginal retailers such as door-to-door salesmen, "easy credit" storefronts and the sale of installment credit agreements to extract profits from low-income buyers, with fewer options and less sophisticated consumer habits.
==References==
抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』
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